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	<title>mincus code &#187; personal</title>
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		<title>Mortgage Companies are Crazy</title>
		<link>http://code.mincus.com/37/mortgage-companies-are-crazy/</link>
		<comments>http://code.mincus.com/37/mortgage-companies-are-crazy/#comments</comments>
		<pubDate>Fri, 02 Mar 2007 05:32:19 +0000</pubDate>
		<dc:creator>mincus</dc:creator>
				<category><![CDATA[personal]]></category>

		<guid isPermaLink="false">http://code.mincus.com/37/mortgage-companies-are-crazy/</guid>
		<description><![CDATA[Seems like lots of people get odd overwhelming requests for information when applying for a mortgage. When I sold my first house to purchase my second, I decided to buck the &#8220;buy way more than you can afford and be insanely in debt forever and if the market drops your house is worth less than [...]]]></description>
			<content:encoded><![CDATA[<p><!-- google_ad_section_start(weight=ignore) --><br />
Seems like lots of people get <a href="http://www.violentacres.com/archives/123/keith-the-finance-guy">odd overwhelming requests </a> for information when applying for a mortgage.</p>
<p>When I sold my first house to purchase my second, I decided to buck the &#8220;buy way more than you can afford and be insanely in debt forever and if the market drops your house is worth less than your mortgage&#8221; trend.  So, my wife and I settled on a nice house that actually cost less then the house we were selling.  Sure it was a much further drive, but it was away from the over developed jerk fest we were living in.</p>
<p>This concept of not over extending one&#8217;s self was so foreign to the mortgage company, they forced me to write a letter and sign it explaining why oh why I wanted to buy a house for less than I was selling.  <a href="http://en.wikipedia.org/wiki/Flying_Spaghetti_Monster">FSM</a> forbid that I don&#8217;t want a 3-month ARM Interest only with an extra 500k loan attached 75 year mortgage.</p>
<p>I just can&#8217;t for the life of me figure out what they were protecting by doing this.  Any ideas?<br />
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		<slash:comments>4</slash:comments>
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		<title>European Honeymoon List Fun</title>
		<link>http://code.mincus.com/30/european-honeymoon-list-fun/</link>
		<comments>http://code.mincus.com/30/european-honeymoon-list-fun/#comments</comments>
		<pubDate>Wed, 16 Aug 2006 01:30:26 +0000</pubDate>
		<dc:creator>mincus</dc:creator>
				<category><![CDATA[personal]]></category>

		<guid isPermaLink="false">http://code.mincus.com/30/european-honeymoon-list-fun/</guid>
		<description><![CDATA[A quick break from code &#8211; I&#8217;m back from my honeymoon with a list of 11 fun things that my wife and I noticed in Europe: &#8220;Double occupancy Room&#8221; in Barcelona, Spain means bunk beds In France, they let you know that your car will blow up in a ball of flames Germans like shelf [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.problogger.net/archives/2006/08/14/lists-group-writing-project/"><img src="http://img.photobucket.com/albums/v390/afinity/list-project.jpg" /></a>
<p />
<p>A quick break from code &#8211; I&#8217;m back from my honeymoon with a list of 11 fun things that my wife and I noticed in Europe:</p>
<p />&#8220;Double occupancy Room&#8221; in Barcelona, Spain means bunk beds<br />
<img src="http://img.photobucket.com/albums/v390/afinity/bunkbeds.gif" alt="Bunk Beds" /><br />
<span id="more-30"></span></p>
<p />In France, they let you know that your car will blow up in a ball of flames<br />
<img src="http://img.photobucket.com/albums/v390/afinity/car-fire.jpg" alt="Car Fire" /></p>
<p />Germans like shelf toilets&#8230; to inspect? (<a href="http://www.banterist.com/archivefiles/000212.html">photo credit</a>)<br />
<img src="http://img.photobucket.com/albums/v390/afinity/shelftoilet.jpg" alt="Shelf Toilet" /></p>
<p />In Rome, Italy people let you know the status of their asses<br />
<img src="http://img.photobucket.com/albums/v390/afinity/raw-ass.jpg" alt="Raw Ass" /></p>
<p />The beach is made out of rocks in Nice, France<br />
<img src="http://img.photobucket.com/albums/v390/afinity/beach-rocks.jpg" alt="Beach Rocks" /></p>
<p />Czech + black death + sacred ground = free decorations?<br />
<img src="http://img.photobucket.com/albums/v390/afinity/kutna-hora.jpg" alt="Kutna Hora" /></p>
<p />In Rocamador, France the monkeys pinch you if you don&#8217;t keep the food comming<br />
<img src="http://img.photobucket.com/albums/v390/afinity/monkey-pinch.jpg" alt="Pinching Monkies" /></p>
<p />Hand gestures can help get your point across in France if you aren&#8217;t an expert in the local language (In this instance, the pool table was having some issues releasing two of the balls.)<br />
<img src="http://img.photobucket.com/albums/v390/afinity/pool-balls.jpg" alt="Pool Balls" /></p>
<p />Sometimes, it&#8217;s easier to just take a siesta instead of battling the heat<br />
<img src="http://img.photobucket.com/albums/v390/afinity/temp-50.jpg" alt="50 Degrees Celsius" /></p>
<p />When driving your tank on the road in Germany, please abide by the posted speed limits. (<a href="http://www.angelfire.com/theforce/thedirk/german">Photo Credit</a>)<br />
<img src="http://img.photobucket.com/albums/v390/afinity/tank.jpg" alt="Tank Speed Limit" /></p>
<p />Just a friendly reminder to leave that cataput at home when travelling from London, England (although, its lost some of its punch line after the new &#8220;Fly Naked&#8221; rules went in effect)<br />
<img src="http://img.photobucket.com/albums/v390/afinity/airport-rules.jpg" alt="Catapult" /></p>
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		<slash:comments>21</slash:comments>
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		<item>
		<title>Google Da Vinci Code Contest</title>
		<link>http://code.mincus.com/22/google-da-vinci-code-contest/</link>
		<comments>http://code.mincus.com/22/google-da-vinci-code-contest/#comments</comments>
		<pubDate>Tue, 16 May 2006 20:28:14 +0000</pubDate>
		<dc:creator>mincus</dc:creator>
				<category><![CDATA[personal]]></category>

		<guid isPermaLink="false">http://code.mincus.com/22/google-da-vinci-code-contest/</guid>
		<description><![CDATA[Over the last month Google has run a contest to help promote the Da Vinci Code movie. The first 10,000 people to complete all 24 puzzles would receive a free replica cryptex and have a chance to win some crazy adventure in Europe for 4. Despite thinking that I had no chance of being one [...]]]></description>
			<content:encoded><![CDATA[<p>Over the last month Google has run a contest to help promote the Da Vinci Code movie.  The first 10,000 people to complete all 24 puzzles would receive a free replica <a href="http://en.wikipedia.org/wiki/Cryptex">cryptex</a> and have a chance to win some crazy adventure in Europe for 4.</p>
<p>Despite thinking that I had no chance of being one of the first 10k, I completed each of the puzzles just for fun.  Contests by Google, puzzles, including a neat <a href="http://en.wikipedia.org/wiki/Sudoku">sudoku</a> like game &#8211; how is a geek to resist?<br />
<span id="more-22"></span><br />
Well, much to my surprise I got a package in the mail today with my replica cryptex along with instructions for the next part of the contest.</p>
<p><a class="imagelink" href="http://code.mincus.com/wp-content/uploads/2006/05/da-vinci-code-3.jpg" title="da vinci code 3"><img id="image25" src="http://code.mincus.com/wp-content/uploads/2006/05/da-vinci-code-3.jpg" alt="da vinci code 3" /></a></p>
<p><a class="imagelink" href="http://code.mincus.com/wp-content/uploads/2006/05/da-vinci-code-2.jpg" title="da vinci code 2"><img id="image24" src="http://code.mincus.com/wp-content/uploads/2006/05/da-vinci-code-2.jpg" alt="da vinci code 2" /></a></p>
<p><a class="imagelink" href="http://code.mincus.com/wp-content/uploads/2006/05/da-vinci-code-1.jpg" title="da vinci code 1"><img id="image23" src="http://code.mincus.com/wp-content/uploads/2006/05/da-vinci-code-1.jpg" alt="da vinci code 1" /></a></p>
<p>The cryptex itself is made out of metal and &#8220;springs&#8221; open when you put the correct code in.  Really cool.</p>
<p>Now I really know that I have no chance at all of winning the grand prize, but I had a great time participating in the first half of the contest.  Good luck to everyone else who made it!</p>
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		<slash:comments>2</slash:comments>
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